Debt payoff
Build an avalanche or snowball plan and see exactly how much interest you save.
The Debt payoff planner builds a month-by-month plan to clear your debts faster, and shows what you save versus paying only the minimums.
How it works
- 1Make sure each debt has an APR and minimum payment (set these on the Accounts page).
- 2Set an extra amount to put toward debt each month.
- 3Pick a strategy: avalanche (highest APR first, least interest) or snowball (smallest balance first, quick wins).
- 4Follow the month-by-month breakdown.
Wuxby pays every minimum, then throws the extra at one debt. When that debt is cleared, its payment rolls into the next — the snowball effect that accelerates payoff.
Avalanche saves the most money; snowball delivers faster early wins. Wuxby shows both so you can choose.
Related guides
Try it yourself
Free to start, no bank connection required.