Everything your money does, in one forecast.
Forecast
A day-by-day map of the years ahead
Wuxby simulates every account into the future — next month’s rent, next year’s raise, the mortgage’s last payment. Trouble shows up on the chart long before it shows up in your bank.
- Every account simulated day by day, up to 30 years out
- Cash-shortfall alerts with the exact date they hit
- AI explains any dip — down to the bills causing it
Scenarios
Test the big decision before you make it
The house, the career change, the second kid. Build the what-if as a scenario, and see both futures on the same chart — then decide with your eyes open.
- Branch off reality without touching your real data
- Layer changes: a raise, a move, a new baby, a job loss
- Compare futures side by side and keep the one you want
The down payment stings in year one — then equity pulls ahead of renting for good.
Not right now. Buying it today drops your checking to -$9,200 by July. Wait about 3 months — or trim $400/mo — and you're in the clear.
Today
$78,000
Lowest cash
-$9,200
In 1 year
$88,600
AI assistant
An assistant that actually does the work
Press J anywhere. Ask a question, or just say what changed — “rent went up to $1,900” — and Wuxby drafts the update for you to approve.
- Answers “can I afford it?” from your actual numbers
- Creates accounts, bills, scenarios, and goals — you review before anything saves
- Onboards you conversationally: describe your money, it builds the rest
Subscription intelligence
Catch price creep before it compounds
Wuxby studies your recurring charges and flags what a human would miss — then folds every accepted finding back into your bills and your forecast.
- Price creep — the $12.99 that quietly became $17.99
- Forgotten subscriptions and duplicate services
- Stopped bills and double charges, flagged the week they happen
Streaming Plus
$14.99 → $17.99 over 6 months
GymPass
No visits charged in 5 months
CloudDrive 2TB
Overlaps with Backup Pro
Water utility
Expected monthly — none in 60 days
Accept a finding to update your bills — or dismiss it and Wuxby stays quiet.
Plan every dollar
Give your money a job — and a deadline
Budgets, goals, and debt payoff aren’t separate apps here. They share the same forecast, so funding one always shows what it costs the others.
Rent
$1,800 / $1,800
Groceries
$480 / $600
Car repairs
$310 / $500
Fun money
$90 / $200
Funding rules top these up automatically every payday.
Envelopes & goals
Set money aside for rent, repairs, and fun with rule-based envelopes — and point goals at the big stuff. Wuxby forecasts the exact date you’ll hit each goal, and warns you the moment your goals promise more than your cash flow can deliver.
Rewards card
24.9% APR
$4,200
Store card
19.2% APR
$1,850
Auto loan
6.4% APR
$11,300
Debt payoff
Pick avalanche, snowball, or your own order, and see interest saved, your debt-free date, and the monthly cash-flow impact. Promotional 0% APR windows are modeled too, so the plan matches your actual cards.
Good week. Net worth climbed $1,240, mostly from your paycheck landing after the credit card cleared. One heads-up below.
Car insurance ($412) hits Thursday — checking covers it, but it'll be a tight week.
Net worth
$81,420
This week
+$1,240
Due this week
3 bills
Autopilot
Wuxby checks in so you don’t have to
Connect your bank and the forecast keeps itself fresh — transactions sync daily, balances stay true, and once a week Wuxby writes you a short, honest summary of where things stand.
- A weekly check-in email that reads like a person wrote it
- Read-only bank sync via SimpleFIN — you hold the token, revoke anytime
- Daily net-worth snapshots, and celebrations when you hit a milestone
Solid foundations